Call reports 2014
COASTAL BANK & TRUST — 2014
What COASTAL BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 61,087,000 | 62,225,000 | 63,921,000 | 68,683,000 |
| Total loans | 46,308,000 | 47,640,000 | 49,636,000 | 55,487,000 |
| Allowance for loan losses | 1,013,000 | 1,172,000 | 905,000 | 982,000 |
| Securities available for sale | 3,351,000 | 4,372,000 | 4,316,000 | 4,317,000 |
| Securities held to maturity | 766,000 | 726,000 | 684,000 | 647,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,186,000 | 55,666,000 | 56,360,000 | 61,202,000 |
| Interest-bearing deposits | 46,227,000 | 44,838,000 | 45,365,000 | 47,559,000 |
| Noninterest-bearing deposits | 9,959,000 | 10,828,000 | 10,995,000 | 13,643,000 |
| Equity capital | 4,772,000 | 6,424,000 | 7,401,000 | 7,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,253,000 | 1,918,000 | 2,613,000 |
| Interest expense | 78,000 | 154,000 | 226,000 | 297,000 |
| Net interest income | 540,000 | 1,099,000 | 1,692,000 | 2,316,000 |
| Noninterest income | 104,000 | 206,000 | 342,000 | 412,000 |
| Noninterest expense | 705,000 | 1,452,000 | 2,209,000 | 3,023,000 |
| Provision for loan losses | 0 | 0 | -1,000,000 | -1,000,000 |
| Pretax income | -61,000 | -147,000 | 825,000 | 705,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -61,000 | -147,000 | 825,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,874,000 | 6,488,000 | 7,461,000 | 7,340,000 |
| Total capital | 5,513,000 | 7,147,000 | 8,153,000 | 8,101,000 |
| Risk-weighted assets | 50,780,000 | 52,367,000 | 55,150,000 | 60,655,000 |