Call reports 2013
COASTAL BANK & TRUST — 2013
What COASTAL BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 69,254,000 | 70,237,000 | 64,743,000 | 61,887,000 |
| Total loans | 50,906,000 | 52,756,000 | 46,738,000 | 46,564,000 |
| Allowance for loan losses | 667,000 | 2,261,000 | 1,746,000 | 1,224,000 |
| Securities available for sale | 3,511,000 | 3,444,000 | 3,365,000 | 3,354,000 |
| Securities held to maturity | 1,054,000 | 939,000 | 853,000 | 806,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,334,000 | 60,890,000 | 58,998,000 | 56,961,000 |
| Interest-bearing deposits | 48,586,000 | 51,050,000 | 49,805,000 | 47,733,000 |
| Noninterest-bearing deposits | 9,748,000 | 9,840,000 | 9,194,000 | 9,228,000 |
| Equity capital | 7,787,000 | 6,228,000 | 5,628,000 | 4,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,482,000 | 2,174,000 | 2,814,000 |
| Interest expense | 108,000 | 215,000 | 313,000 | 402,000 |
| Net interest income | 609,000 | 1,267,000 | 1,861,000 | 2,412,000 |
| Noninterest income | 65,000 | 139,000 | 203,000 | 252,000 |
| Noninterest expense | 556,000 | 1,195,000 | 1,839,000 | 2,560,000 |
| Provision for loan losses | 0 | 1,594,000 | 2,141,000 | 2,826,000 |
| Pretax income | 118,000 | -1,383,000 | -1,916,000 | -2,722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | -1,383,000 | -1,916,000 | -2,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,775,000 | 6,275,000 | 5,741,000 | 4,935,000 |
| Total capital | 8,442,000 | 7,006,000 | 6,402,000 | 5,579,000 |
| Risk-weighted assets | 55,892,000 | 56,948,000 | 51,322,000 | 50,935,000 |