Call reports 2012
COASTAL BANK & TRUST — 2012
What COASTAL BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 63,711,000 | 64,600,000 | 66,376,000 | 68,790,000 |
| Total loans | 43,750,000 | 45,406,000 | 50,407,000 | 49,614,000 |
| Allowance for loan losses | 623,000 | 623,000 | 668,000 | 668,000 |
| Securities available for sale | 2,990,000 | 3,018,000 | 3,516,000 | 3,512,000 |
| Securities held to maturity | 2,634,000 | 1,491,000 | 1,340,000 | 1,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,178,000 | 57,023,000 | 55,739,000 | 58,028,000 |
| Interest-bearing deposits | 46,201,000 | 45,893,000 | 44,149,000 | 47,234,000 |
| Noninterest-bearing deposits | 9,978,000 | 11,130,000 | 11,590,000 | 10,794,000 |
| Equity capital | 7,397,000 | 7,452,000 | 7,524,000 | 7,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,356,000 | 2,070,000 | 2,817,000 |
| Interest expense | 123,000 | 244,000 | 357,000 | 465,000 |
| Net interest income | 556,000 | 1,112,000 | 1,713,000 | 2,352,000 |
| Noninterest income | 17,000 | 34,000 | 55,000 | 77,000 |
| Noninterest expense | 535,000 | 1,074,000 | 1,576,000 | 2,096,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 45,000 |
| Pretax income | 38,000 | 72,000 | 147,000 | 288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 72,000 | 147,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,407,000 | 7,441,000 | 7,516,000 | 7,657,000 |
| Total capital | 8,016,000 | 8,064,000 | 8,184,000 | 8,325,000 |
| Risk-weighted assets | 48,693,000 | 50,582,000 | 55,025,000 | 56,424,000 |