Call reports 2011
COASTAL BANK & TRUST — 2011
What COASTAL BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 53,773,000 | 58,921,000 | 59,228,000 | 57,727,000 |
| Total loans | 36,955,000 | 37,199,000 | 40,380,000 | 41,399,000 |
| Allowance for loan losses | 556,000 | 560,000 | 607,000 | 622,000 |
| Securities available for sale | 0 | 0 | 1,017,000 | 1,010,000 |
| Securities held to maturity | 1,998,000 | 4,017,000 | 4,970,000 | 2,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,273,000 | 51,501,000 | 51,824,000 | 50,268,000 |
| Interest-bearing deposits | 38,913,000 | 45,244,000 | 43,443,000 | 43,277,000 |
| Noninterest-bearing deposits | 7,360,000 | 6,257,000 | 8,381,000 | 6,991,000 |
| Equity capital | 7,366,000 | 7,302,000 | 7,308,000 | 7,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 577,000 | 1,160,000 | 1,796,000 | 2,499,000 |
| Interest expense | 156,000 | 305,000 | 446,000 | 574,000 |
| Net interest income | 421,000 | 855,000 | 1,350,000 | 1,925,000 |
| Noninterest income | 12,000 | 26,000 | 39,000 | 52,000 |
| Noninterest expense | 478,000 | 987,000 | 1,458,000 | 1,952,000 |
| Provision for loan losses | 24,000 | 28,000 | 75,000 | 91,000 |
| Pretax income | -69,000 | -134,000 | -144,000 | -66,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -69,000 | -134,000 | -144,000 | -66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,366,000 | 7,302,000 | 7,291,000 | 7,369,000 |
| Total capital | 7,876,000 | 7,812,000 | 7,845,000 | 7,931,000 |
| Risk-weighted assets | 40,729,000 | 41,531,000 | 44,251,000 | 45,021,000 |