Call reports 2010
COASTAL BANK & TRUST — 2010
What COASTAL BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 44,157,000 | 47,131,000 | 50,965,000 | 49,993,000 |
| Total loans | 22,304,000 | 26,809,000 | 29,719,000 | 35,345,000 |
| Allowance for loan losses | 336,000 | 404,000 | 447,000 | 532,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000,000 | 1,000,000 | 0 | 1,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,901,000 | 39,196,000 | 43,243,000 | 42,469,000 |
| Interest-bearing deposits | 30,260,000 | 33,610,000 | 37,206,000 | 36,761,000 |
| Noninterest-bearing deposits | 5,642,000 | 5,586,000 | 6,037,000 | 5,708,000 |
| Equity capital | 8,070,000 | 7,749,000 | 7,575,000 | 7,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 783,000 | 1,266,000 | 1,779,000 |
| Interest expense | 157,000 | 318,000 | 486,000 | 650,000 |
| Net interest income | 192,000 | 465,000 | 780,000 | 1,129,000 |
| Noninterest income | 7,000 | 15,000 | 23,000 | 34,000 |
| Noninterest expense | 514,000 | 1,048,000 | 1,502,000 | 1,917,000 |
| Provision for loan losses | 69,000 | 137,000 | 180,000 | 265,000 |
| Pretax income | -384,000 | -705,000 | -879,000 | -1,019,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -384,000 | -705,000 | -879,000 | -1,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,070,000 | 7,749,000 | 7,575,000 | 7,435,000 |
| Total capital | 8,406,000 | 8,153,000 | 8,022,000 | 7,924,000 |
| Risk-weighted assets | 30,911,000 | 32,553,000 | 36,098,000 | 39,056,000 |