Call reports 2009
COASTAL BANK & TRUST — 2009
What COASTAL BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|
| Total assets | 28,154,000 | 36,930,000 | 40,479,000 |
| Total loans | 7,196,000 | 13,230,000 | 17,836,000 |
| Allowance for loan losses | 108,000 | 199,000 | 267,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 18,646,000 | 27,935,000 | 31,864,000 |
| Interest-bearing deposits | 17,368,000 | 25,489,000 | 27,587,000 |
| Noninterest-bearing deposits | 1,278,000 | 2,446,000 | 4,277,000 |
| Equity capital | 9,481,000 | 8,925,000 | 8,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|
| Interest income | 67,000 | 247,000 | 515,000 |
| Interest expense | 51,000 | 197,000 | 352,000 |
| Net interest income | 16,000 | 50,000 | 163,000 |
| Noninterest income | 1,000 | 5,000 | 11,000 |
| Noninterest expense | 617,000 | 1,120,000 | 1,642,000 |
| Provision for loan losses | 108,000 | 199,000 | 267,000 |
| Pretax income | -708,000 | -1,264,000 | -1,735,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -708,000 | -1,264,000 | -1,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|
| Tier 1 capital | 9,481,000 | 8,925,000 | 8,454,000 |
| Total capital | 9,589,000 | 9,124,000 | 8,721,000 |
| Risk-weighted assets | 28,976,000 | 35,941,000 | 38,170,000 |