Call reports 2025
MARION COUNTY STATE BANK — 2025
What MARION COUNTY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 634,390,000 | 641,857,000 | 660,271,000 | 648,460,000 |
| Total loans | 469,842,000 | 471,328,000 | 484,560,000 | 491,691,000 |
| Allowance for loan losses | 2,504,000 | 2,803,000 | 2,723,000 | 3,287,000 |
| Securities available for sale | 130,350,000 | 130,278,000 | 131,964,000 | 126,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 542,331,000 | 550,243,000 | 524,367,000 | 553,316,000 |
| Interest-bearing deposits | 451,602,000 | 468,205,000 | 442,517,000 | 464,316,000 |
| Noninterest-bearing deposits | 90,729,000 | 82,038,000 | 81,850,000 | 89,000,000 |
| Equity capital | 54,822,000 | 56,371,000 | 60,409,000 | 61,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,459,000 | 14,997,000 | 22,797,000 | 30,796,000 |
| Interest expense | 2,573,000 | 4,991,000 | 7,588,000 | 10,231,000 |
| Net interest income | 4,886,000 | 10,006,000 | 15,209,000 | 20,565,000 |
| Noninterest income | 752,000 | 1,502,000 | 2,256,000 | 4,205,000 |
| Noninterest expense | 3,055,000 | 6,315,000 | 9,685,000 | 13,209,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,500,000 |
| Pretax income | 2,004,000 | 4,314,000 | 6,601,000 | 9,631,000 |
| Income tax | 82,000 | 177,000 | 271,000 | 451,000 |
| Net income | 1,922,000 | 4,137,000 | 6,330,000 | 9,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,887,000 | 60,800,000 | 61,698,000 | 61,755,000 |
| Total capital | 62,391,000 | 63,603,000 | 64,421,000 | 65,042,000 |
| Risk-weighted assets | 437,670,000 | 457,724,000 | 483,696,000 | 477,087,000 |