Call reports 2024
MARION COUNTY STATE BANK — 2024
What MARION COUNTY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 653,694,000 | 648,607,000 | 663,107,000 | 652,856,000 |
| Total loans | 460,530,000 | 470,137,000 | 471,248,000 | 473,368,000 |
| Allowance for loan losses | 3,428,000 | 2,450,000 | 1,631,000 | 2,213,000 |
| Securities available for sale | 147,685,000 | 146,435,000 | 150,366,000 | 145,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 563,042,000 | 550,637,000 | 560,217,000 | 558,517,000 |
| Interest-bearing deposits | 450,660,000 | 460,833,000 | 469,026,000 | 461,346,000 |
| Noninterest-bearing deposits | 112,382,000 | 89,804,000 | 91,191,000 | 97,171,000 |
| Equity capital | 52,154,000 | 51,568,000 | 56,502,000 | 52,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,102,000 | 14,380,000 | 21,867,000 | 29,449,000 |
| Interest expense | 2,397,000 | 5,091,000 | 8,055,000 | 10,824,000 |
| Net interest income | 4,705,000 | 9,289,000 | 13,812,000 | 18,625,000 |
| Noninterest income | 1,051,000 | 1,813,000 | 2,468,000 | 3,165,000 |
| Noninterest expense | 3,017,000 | 5,967,000 | 8,549,000 | 11,675,000 |
| Provision for loan losses | 750,000 | 1,750,000 | 2,350,000 | 2,950,000 |
| Pretax income | 1,586,000 | 2,982,000 | 4,978,000 | 6,762,000 |
| Income tax | 70,000 | 133,000 | 221,000 | 277,000 |
| Net income | 1,516,000 | 2,849,000 | 4,757,000 | 6,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,126,000 | 59,020,000 | 59,477,000 | 59,755,000 |
| Total capital | 62,554,000 | 61,470,000 | 61,108,000 | 61,968,000 |
| Risk-weighted assets | 436,484,000 | 458,814,000 | 442,361,000 | 462,687,000 |