Call reports 2023
MARION COUNTY STATE BANK — 2023
What MARION COUNTY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 635,040,000 | 635,396,000 | 644,525,000 | 666,542,000 |
| Total loans | 418,914,000 | 427,227,000 | 437,834,000 | 453,147,000 |
| Allowance for loan losses | 1,896,000 | 1,895,000 | 1,946,000 | 2,696,000 |
| Securities available for sale | 187,637,000 | 177,436,000 | 171,103,000 | 177,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,621,000 | 545,866,000 | 527,105,000 | 580,197,000 |
| Interest-bearing deposits | 430,034,000 | 421,339,000 | 407,871,000 | 461,753,000 |
| Noninterest-bearing deposits | 125,587,000 | 124,527,000 | 119,234,000 | 118,444,000 |
| Equity capital | 50,030,000 | 48,912,000 | 45,182,000 | 53,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,816,000 | 12,111,000 | 18,409,000 | 25,469,000 |
| Interest expense | 1,142,000 | 2,728,000 | 4,678,000 | 6,893,000 |
| Net interest income | 4,674,000 | 9,383,000 | 13,731,000 | 18,576,000 |
| Noninterest income | 699,000 | 1,883,000 | 2,524,000 | 3,148,000 |
| Noninterest expense | 2,771,000 | 5,753,000 | 8,483,000 | 11,483,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 1,110,000 |
| Pretax income | 2,111,000 | 4,902,000 | 7,041,000 | 8,760,000 |
| Income tax | 106,000 | 138,000 | 238,000 | 334,000 |
| Net income | 2,005,000 | 4,764,000 | 6,803,000 | 8,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,779,000 | 58,173,000 | 58,845,000 | 59,096,000 |
| Total capital | 58,675,000 | 60,068,000 | 60,791,000 | 61,792,000 |
| Risk-weighted assets | 400,160,000 | 428,977,000 | 427,196,000 | 453,367,000 |