Call reports 2022
MARION COUNTY STATE BANK — 2022
What MARION COUNTY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 634,668,000 | 650,297,000 | 617,421,000 | 631,282,000 |
| Total loans | 375,430,000 | 387,145,000 | 382,259,000 | 395,944,000 |
| Allowance for loan losses | 1,677,000 | 1,730,000 | 1,707,000 | 1,823,000 |
| Securities available for sale | 217,080,000 | 213,490,000 | 204,310,000 | 206,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,391,000 | 601,114,000 | 563,204,000 | 572,405,000 |
| Interest-bearing deposits | 439,092,000 | 459,350,000 | 424,898,000 | 443,926,000 |
| Noninterest-bearing deposits | 139,299,000 | 141,764,000 | 138,306,000 | 128,479,000 |
| Equity capital | 55,081,000 | 47,777,000 | 41,962,000 | 46,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,977,000 | 9,890,000 | 15,063,000 | 20,680,000 |
| Interest expense | 286,000 | 597,000 | 1,095,000 | 1,853,000 |
| Net interest income | 4,691,000 | 9,293,000 | 13,968,000 | 18,827,000 |
| Noninterest income | 965,000 | 1,803,000 | 2,396,000 | 3,001,000 |
| Noninterest expense | 2,885,000 | 5,764,000 | 8,647,000 | 11,639,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 2,651,000 | 5,093,000 | 7,358,000 | 9,710,000 |
| Income tax | 133,000 | 255,000 | 368,000 | 530,000 |
| Net income | 2,518,000 | 4,838,000 | 6,990,000 | 9,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,516,000 | 54,490,000 | 55,296,000 | 56,132,000 |
| Total capital | 55,193,000 | 56,220,000 | 57,003,000 | 57,955,000 |
| Risk-weighted assets | 373,266,000 | 406,576,000 | 376,130,000 | 408,071,000 |