Call reports 2021
MARION COUNTY STATE BANK — 2021
What MARION COUNTY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 605,175,000 | 611,305,000 | 618,461,000 | 642,398,000 |
| Total loans | 378,369,000 | 354,903,000 | 364,747,000 | 379,283,000 |
| Allowance for loan losses | 2,510,000 | 2,614,000 | 2,007,000 | 1,628,000 |
| Securities available for sale | 166,926,000 | 210,027,000 | 221,215,000 | 215,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,561,000 | 537,727,000 | 537,250,000 | 575,676,000 |
| Interest-bearing deposits | 408,092,000 | 409,320,000 | 412,663,000 | 436,063,000 |
| Noninterest-bearing deposits | 125,469,000 | 128,407,000 | 124,587,000 | 139,613,000 |
| Equity capital | 63,300,000 | 65,042,000 | 66,346,000 | 65,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,470,000 | 8,905,000 | 13,507,000 | 19,799,000 |
| Interest expense | 396,000 | 786,000 | 1,142,000 | 1,478,000 |
| Net interest income | 4,074,000 | 8,119,000 | 12,365,000 | 18,321,000 |
| Noninterest income | 1,481,000 | 3,178,000 | 4,411,000 | 3,655,000 |
| Noninterest expense | 2,784,000 | 5,515,000 | 8,220,000 | 11,216,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 2,651,000 | 5,587,000 | 8,245,000 | 10,347,000 |
| Income tax | 133,000 | 282,000 | 415,000 | 493,000 |
| Net income | 2,518,000 | 5,305,000 | 7,830,000 | 9,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,085,000 | 50,483,000 | 51,668,000 | 52,347,000 |
| Total capital | 51,595,000 | 53,097,000 | 53,675,000 | 53,975,000 |
| Risk-weighted assets | 378,869,000 | 366,663,000 | 363,952,000 | 391,004,000 |