Call reports 2020
MARION COUNTY STATE BANK — 2020
What MARION COUNTY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 478,230,000 | 553,905,000 | 560,266,000 | 587,566,000 |
| Total loans | 319,246,000 | 359,217,000 | 365,800,000 | 368,086,000 |
| Allowance for loan losses | 2,241,000 | 2,354,000 | 2,428,000 | 2,394,000 |
| Securities available for sale | 107,570,000 | 105,765,000 | 135,729,000 | 153,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,407,000 | 488,379,000 | 488,564,000 | 516,046,000 |
| Interest-bearing deposits | 332,356,000 | 376,306,000 | 374,588,000 | 398,339,000 |
| Noninterest-bearing deposits | 83,051,000 | 112,073,000 | 113,976,000 | 117,707,000 |
| Equity capital | 55,246,000 | 56,484,000 | 62,306,000 | 63,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,855,000 | 9,437,000 | 14,014,000 | 18,647,000 |
| Interest expense | 804,000 | 1,429,000 | 1,921,000 | 2,358,000 |
| Net interest income | 4,051,000 | 8,008,000 | 12,093,000 | 16,289,000 |
| Noninterest income | 835,000 | 1,734,000 | 2,806,000 | 4,333,000 |
| Noninterest expense | 2,736,000 | 5,482,000 | 8,097,000 | 10,818,000 |
| Provision for loan losses | 275,000 | 350,000 | 425,000 | 500,000 |
| Pretax income | 1,875,000 | 3,910,000 | 6,382,000 | 9,309,000 |
| Income tax | 94,000 | 195,000 | 320,000 | 340,000 |
| Net income | 1,781,000 | 3,715,000 | 6,062,000 | 8,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,443,000 | 40,244,000 | 46,314,000 | 47,896,000 |
| Total capital | 41,684,000 | 42,598,000 | 48,742,000 | 50,290,000 |
| Risk-weighted assets | 320,534,000 | 379,238,000 | 372,562,000 | 389,623,000 |