Call reports 2019
MARION COUNTY STATE BANK — 2019
What MARION COUNTY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 315,691,000 | 312,979,000 | 314,605,000 | 470,484,000 |
| Total loans | 229,492,000 | 235,422,000 | 235,771,000 | 308,391,000 |
| Allowance for loan losses | 1,871,000 | 1,935,000 | 1,995,000 | 1,966,000 |
| Securities available for sale | 73,851,000 | 67,735,000 | 66,124,000 | 112,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,502,000 | 274,092,000 | 272,931,000 | 409,013,000 |
| Interest-bearing deposits | 230,597,000 | 240,829,000 | 238,347,000 | 325,200,000 |
| Noninterest-bearing deposits | 31,905,000 | 33,263,000 | 34,584,000 | 83,813,000 |
| Equity capital | 35,035,000 | 26,976,000 | 26,991,000 | 54,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,354,000 | 6,865,000 | 10,335,000 | 18,535,000 |
| Interest expense | 743,000 | 1,558,000 | 2,388,000 | 3,774,000 |
| Net interest income | 2,611,000 | 5,307,000 | 7,947,000 | 14,761,000 |
| Noninterest income | 502,000 | 1,051,000 | 1,640,000 | 2,974,000 |
| Noninterest expense | 1,565,000 | 3,106,000 | 4,579,000 | 9,858,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 540,000 |
| Pretax income | 1,488,000 | 3,137,000 | 4,833,000 | 7,343,000 |
| Income tax | 74,000 | 157,000 | 242,000 | 459,000 |
| Net income | 1,414,000 | 2,980,000 | 4,591,000 | 6,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,128,000 | 25,428,000 | 25,216,000 | 39,314,000 |
| Total capital | 35,999,000 | 27,363,000 | 27,211,000 | 41,280,000 |
| Risk-weighted assets | 239,576,000 | 243,560,000 | 243,560,000 | 324,681,000 |