Call reports 2018
MARION COUNTY STATE BANK — 2018
What MARION COUNTY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 300,657,000 | 307,286,000 | 305,101,000 | 309,491,000 |
| Total loans | 217,460,000 | 221,393,000 | 221,171,000 | 223,040,000 |
| Allowance for loan losses | 1,576,000 | 1,637,000 | 1,749,000 | 1,817,000 |
| Securities available for sale | 72,942,000 | 75,241,000 | 73,431,000 | 74,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,101,000 | 255,099,000 | 241,969,000 | 265,645,000 |
| Interest-bearing deposits | 207,413,000 | 215,521,000 | 206,936,000 | 231,810,000 |
| Noninterest-bearing deposits | 42,688,000 | 39,578,000 | 35,033,000 | 33,835,000 |
| Equity capital | 32,048,000 | 32,505,000 | 32,324,000 | 33,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,009,000 | 6,126,000 | 9,391,000 | 12,677,000 |
| Interest expense | 397,000 | 896,000 | 1,498,000 | 2,171,000 |
| Net interest income | 2,612,000 | 5,230,000 | 7,893,000 | 10,506,000 |
| Noninterest income | 580,000 | 1,092,000 | 1,628,000 | 2,208,000 |
| Noninterest expense | 1,475,000 | 2,919,000 | 4,387,000 | 6,112,000 |
| Provision for loan losses | 60,000 | 150,000 | 355,000 | 415,000 |
| Pretax income | 1,657,000 | 3,253,000 | 4,779,000 | 6,187,000 |
| Income tax | 83,000 | 163,000 | 239,000 | 344,000 |
| Net income | 1,574,000 | 3,090,000 | 4,540,000 | 5,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,448,000 | 32,553,000 | 33,067,000 | 33,348,000 |
| Total capital | 34,024,000 | 34,190,000 | 34,816,000 | 35,165,000 |
| Risk-weighted assets | 230,919,000 | 233,014,000 | 230,776,000 | 233,193,000 |