Call reports 2016
MARION COUNTY STATE BANK — 2016
What MARION COUNTY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 284,256,000 | 281,951,000 | 283,090,000 | 288,451,000 |
| Total loans | 193,572,000 | 199,663,000 | 202,361,000 | 213,710,000 |
| Allowance for loan losses | 1,436,000 | 1,466,000 | 1,508,000 | 1,553,000 |
| Securities available for sale | 81,104,000 | 74,051,000 | 69,845,000 | 66,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,225,000 | 235,520,000 | 231,081,000 | 236,470,000 |
| Interest-bearing deposits | 199,762,000 | 201,729,000 | 195,656,000 | 202,209,000 |
| Noninterest-bearing deposits | 33,463,000 | 33,791,000 | 35,425,000 | 34,261,000 |
| Equity capital | 32,188,000 | 33,333,000 | 33,735,000 | 30,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,770,000 | 5,546,000 | 8,350,000 | 11,170,000 |
| Interest expense | 339,000 | 673,000 | 1,006,000 | 1,336,000 |
| Net interest income | 2,431,000 | 4,873,000 | 7,344,000 | 9,834,000 |
| Noninterest income | 482,000 | 934,000 | 1,408,000 | 1,844,000 |
| Noninterest expense | 1,294,000 | 2,608,000 | 3,863,000 | 5,443,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 150,000 |
| Pretax income | 1,589,000 | 3,226,000 | 4,892,000 | 6,193,000 |
| Income tax | 79,000 | 161,000 | 245,000 | 310,000 |
| Net income | 1,510,000 | 3,065,000 | 4,647,000 | 5,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,972,000 | 30,566,000 | 31,197,000 | 30,522,000 |
| Total capital | 31,408,000 | 32,032,000 | 32,705,000 | 32,075,000 |
| Risk-weighted assets | 207,166,000 | 211,673,000 | 214,293,000 | 224,205,000 |