Call reports 2015
MARION COUNTY STATE BANK — 2015
What MARION COUNTY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 270,578,000 | 281,270,000 | 280,785,000 | 281,938,000 |
| Total loans | 184,894,000 | 190,780,000 | 190,173,000 | 192,389,000 |
| Allowance for loan losses | 1,320,000 | 1,350,000 | 1,380,000 | 1,406,000 |
| Securities available for sale | 79,011,000 | 79,766,000 | 79,590,000 | 79,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,081,000 | 228,533,000 | 216,702,000 | 233,030,000 |
| Interest-bearing deposits | 192,346,000 | 196,861,000 | 183,069,000 | 201,575,000 |
| Noninterest-bearing deposits | 30,735,000 | 31,672,000 | 33,633,000 | 31,455,000 |
| Equity capital | 31,787,000 | 30,884,000 | 31,968,000 | 31,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,694,000 | 5,463,000 | 8,268,000 | 11,030,000 |
| Interest expense | 354,000 | 704,000 | 1,054,000 | 1,396,000 |
| Net interest income | 2,340,000 | 4,759,000 | 7,214,000 | 9,634,000 |
| Noninterest income | 399,000 | 738,000 | 1,134,000 | 1,411,000 |
| Noninterest expense | 1,212,000 | 2,456,000 | 3,705,000 | 5,206,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,576,000 | 3,060,000 | 4,919,000 | 6,086,000 |
| Income tax | 79,000 | 153,000 | 246,000 | 305,000 |
| Net income | 1,497,000 | 2,907,000 | 4,673,000 | 5,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,941,000 | 29,400,000 | 30,216,000 | 29,413,000 |
| Total capital | 30,261,000 | 30,750,000 | 31,596,000 | 30,819,000 |
| Risk-weighted assets | 192,525,000 | 205,230,000 | 205,102,000 | 206,463,000 |