Call reports 2014
MARION COUNTY STATE BANK — 2014
What MARION COUNTY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 266,932,000 | 279,410,000 | 274,312,000 | 281,049,000 |
| Total loans | 169,750,000 | 174,878,000 | 178,146,000 | 184,065,000 |
| Allowance for loan losses | 1,199,000 | 1,229,000 | 1,259,000 | 1,290,000 |
| Securities available for sale | 90,288,000 | 96,730,000 | 89,292,000 | 88,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,532,000 | 234,670,000 | 222,748,000 | 230,595,000 |
| Interest-bearing deposits | 196,534,000 | 203,260,000 | 194,877,000 | 197,742,000 |
| Noninterest-bearing deposits | 26,998,000 | 31,410,000 | 27,871,000 | 32,853,000 |
| Equity capital | 27,735,000 | 29,256,000 | 30,039,000 | 30,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,634,000 | 5,353,000 | 8,059,000 | 10,838,000 |
| Interest expense | 383,000 | 749,000 | 1,124,000 | 1,494,000 |
| Net interest income | 2,251,000 | 4,604,000 | 6,935,000 | 9,344,000 |
| Noninterest income | 385,000 | 729,000 | 1,078,000 | 1,435,000 |
| Noninterest expense | 1,102,000 | 2,281,000 | 3,442,000 | 4,870,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,504,000 | 2,999,000 | 4,517,000 | 5,825,000 |
| Income tax | 75,000 | 150,000 | 226,000 | 296,000 |
| Net income | 1,429,000 | 2,849,000 | 4,291,000 | 5,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,156,000 | 27,626,000 | 28,118,000 | 28,395,000 |
| Total capital | 28,355,000 | 28,855,000 | 29,377,000 | 29,685,000 |
| Risk-weighted assets | 177,541,000 | 183,309,000 | 184,949,000 | 189,660,000 |