Call reports 2013
MARION COUNTY STATE BANK — 2013
What MARION COUNTY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 261,671,000 | 261,685,000 | 258,006,000 | 262,133,000 |
| Total loans | 157,574,000 | 167,408,000 | 161,954,000 | 165,065,000 |
| Allowance for loan losses | 1,109,000 | 1,126,000 | 1,138,000 | 1,169,000 |
| Securities available for sale | 91,383,000 | 86,199,000 | 87,910,000 | 87,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,217,000 | 211,102,000 | 207,992,000 | 222,414,000 |
| Interest-bearing deposits | 188,935,000 | 183,354,000 | 182,120,000 | 194,452,000 |
| Noninterest-bearing deposits | 25,282,000 | 27,748,000 | 25,872,000 | 27,962,000 |
| Equity capital | 29,317,000 | 26,439,000 | 26,222,000 | 26,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,641,000 | 5,329,000 | 8,067,000 | 10,720,000 |
| Interest expense | 438,000 | 847,000 | 1,257,000 | 1,659,000 |
| Net interest income | 2,203,000 | 4,482,000 | 6,810,000 | 9,061,000 |
| Noninterest income | 255,000 | 460,000 | 705,000 | 980,000 |
| Noninterest expense | 1,007,000 | 2,213,000 | 3,240,000 | 4,453,000 |
| Provision for loan losses | 60,000 | 90,000 | 120,000 | 150,000 |
| Pretax income | 1,701,000 | 2,949,000 | 4,465,000 | 5,748,000 |
| Income tax | 85,000 | 147,000 | 223,000 | 290,000 |
| Net income | 1,616,000 | 2,802,000 | 4,242,000 | 5,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,493,000 | 25,716,000 | 26,196,000 | 26,462,000 |
| Total capital | 26,602,000 | 26,842,000 | 27,334,000 | 27,631,000 |
| Risk-weighted assets | 168,775,000 | 176,786,000 | 170,849,000 | 173,590,000 |