Call reports 2012
MARION COUNTY STATE BANK — 2012
What MARION COUNTY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 239,991,000 | 244,379,000 | 247,706,000 | 263,225,000 |
| Total loans | 151,709,000 | 152,687,000 | 151,143,000 | 160,095,000 |
| Allowance for loan losses | 1,172,000 | 959,000 | 1,000,000 | 1,048,000 |
| Securities available for sale | 81,163,000 | 83,920,000 | 88,707,000 | 94,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,651,000 | 191,180,000 | 189,692,000 | 206,551,000 |
| Interest-bearing deposits | 165,711,000 | 167,442,000 | 165,131,000 | 181,726,000 |
| Noninterest-bearing deposits | 22,940,000 | 23,738,000 | 24,561,000 | 24,825,000 |
| Equity capital | 27,781,000 | 28,755,000 | 29,438,000 | 29,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,671,000 | 5,314,000 | 7,940,000 | 10,629,000 |
| Interest expense | 546,000 | 1,059,000 | 1,556,000 | 2,037,000 |
| Net interest income | 2,125,000 | 4,255,000 | 6,384,000 | 8,592,000 |
| Noninterest income | 336,000 | 637,000 | 963,000 | 1,237,000 |
| Noninterest expense | 940,000 | 1,963,000 | 2,901,000 | 4,035,000 |
| Provision for loan losses | 10,000 | 40,000 | 80,000 | 140,000 |
| Pretax income | 1,511,000 | 3,339,000 | 4,816,000 | 6,107,000 |
| Income tax | 76,000 | 167,000 | 241,000 | 308,000 |
| Net income | 1,435,000 | 3,172,000 | 4,575,000 | 5,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,326,000 | 24,112,000 | 24,565,000 | 24,828,000 |
| Total capital | 24,498,000 | 25,071,000 | 25,565,000 | 25,876,000 |
| Risk-weighted assets | 163,159,000 | 164,940,000 | 163,386,000 | 172,355,000 |