Call reports 2011
MARION COUNTY STATE BANK — 2011
What MARION COUNTY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 220,279,000 | 229,526,000 | 225,137,000 | 244,472,000 |
| Total loans | 140,618,000 | 148,068,000 | 148,085,000 | 153,457,000 |
| Allowance for loan losses | 1,438,000 | 1,429,000 | 1,432,000 | 1,179,000 |
| Securities available for sale | 71,876,000 | 72,278,000 | 70,372,000 | 79,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,322,000 | 175,354,000 | 171,384,000 | 192,670,000 |
| Interest-bearing deposits | 155,034,000 | 152,648,000 | 151,055,000 | 168,976,000 |
| Noninterest-bearing deposits | 18,288,000 | 22,706,000 | 20,329,000 | 23,694,000 |
| Equity capital | 23,428,000 | 25,195,000 | 27,040,000 | 27,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,588,000 | 5,320,000 | 8,034,000 | 10,733,000 |
| Interest expense | 641,000 | 1,276,000 | 1,879,000 | 2,449,000 |
| Net interest income | 1,947,000 | 4,044,000 | 6,155,000 | 8,284,000 |
| Noninterest income | 328,000 | 645,000 | 971,000 | 1,246,000 |
| Noninterest expense | 938,000 | 1,865,000 | 2,843,000 | 3,958,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 1,322,000 | 2,799,000 | 4,263,000 | 5,552,000 |
| Income tax | 66,000 | 140,000 | 213,000 | 266,000 |
| Net income | 1,256,000 | 2,659,000 | 4,050,000 | 5,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,933,000 | 22,374,000 | 22,556,000 | 22,841,000 |
| Total capital | 23,371,000 | 23,803,000 | 23,988,000 | 24,020,000 |
| Risk-weighted assets | 154,235,000 | 161,497,000 | 155,943,000 | 164,207,000 |