Call reports 2010
MARION COUNTY STATE BANK — 2010
What MARION COUNTY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 217,738,000 | 223,429,000 | 218,224,000 | 218,747,000 |
| Total loans | 141,348,000 | 142,859,000 | 141,318,000 | 143,189,000 |
| Allowance for loan losses | 1,342,000 | 1,360,000 | 1,390,000 | 1,422,000 |
| Securities available for sale | 67,066,000 | 65,957,000 | 68,543,000 | 66,466,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,759,000 | 168,917,000 | 165,840,000 | 172,628,000 |
| Interest-bearing deposits | 156,337,000 | 150,822,000 | 148,175,000 | 152,766,000 |
| Noninterest-bearing deposits | 16,422,000 | 18,095,000 | 17,665,000 | 19,862,000 |
| Equity capital | 19,997,000 | 20,935,000 | 22,458,000 | 22,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,654,000 | 5,334,000 | 7,988,000 | 10,644,000 |
| Interest expense | 793,000 | 1,536,000 | 2,248,000 | 2,950,000 |
| Net interest income | 1,861,000 | 3,798,000 | 5,740,000 | 7,694,000 |
| Noninterest income | 299,000 | 497,000 | 785,000 | 1,070,000 |
| Noninterest expense | 841,000 | 1,717,000 | 2,635,000 | 3,860,000 |
| Provision for loan losses | 20,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 1,299,000 | 2,548,000 | 3,831,000 | 4,815,000 |
| Income tax | 65,000 | 127,000 | 191,000 | 251,000 |
| Net income | 1,234,000 | 2,421,000 | 3,640,000 | 4,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,575,000 | 19,266,000 | 19,060,000 | 21,627,000 |
| Total capital | 19,917,000 | 20,626,000 | 20,450,000 | 23,049,000 |
| Risk-weighted assets | 170,153,000 | 156,381,000 | 152,504,000 | 154,485,000 |