Call reports 2009
MARION COUNTY STATE BANK — 2009
What MARION COUNTY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 197,713,000 | 206,543,000 | 210,180,000 | 218,018,000 |
| Total loans | 131,903,000 | 132,571,000 | 134,100,000 | 138,099,000 |
| Allowance for loan losses | 1,280,000 | 1,340,000 | 1,273,000 | 1,297,000 |
| Securities available for sale | 57,846,000 | 62,384,000 | 69,278,000 | 68,427,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,151,000 | 163,909,000 | 164,139,000 | 169,034,000 |
| Interest-bearing deposits | 143,930,000 | 151,069,000 | 149,105,000 | 154,152,000 |
| Noninterest-bearing deposits | 13,221,000 | 12,840,000 | 15,034,000 | 14,882,000 |
| Equity capital | 16,985,000 | 16,276,000 | 19,013,000 | 18,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,608,000 | 5,190,000 | 7,824,000 | 10,467,000 |
| Interest expense | 967,000 | 1,896,000 | 2,787,000 | 3,624,000 |
| Net interest income | 1,641,000 | 3,294,000 | 5,037,000 | 6,843,000 |
| Noninterest income | 361,000 | 715,000 | 961,000 | 1,218,000 |
| Noninterest expense | 771,000 | 1,784,000 | 2,620,000 | 3,710,000 |
| Provision for loan losses | 40,000 | 115,000 | 220,000 | 325,000 |
| Pretax income | 1,194,000 | 2,115,000 | 3,163,000 | 4,033,000 |
| Income tax | 60,000 | 106,000 | 158,000 | 194,000 |
| Net income | 1,134,000 | 2,009,000 | 3,005,000 | 3,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,926,000 | 17,294,000 | 17,782,000 | 17,839,000 |
| Total capital | 18,206,000 | 18,634,000 | 19,055,000 | 19,136,000 |
| Risk-weighted assets | 159,082,000 | 165,738,000 | 167,921,000 | 170,943,000 |