Call reports 2008
MARION COUNTY STATE BANK — 2008
What MARION COUNTY STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 183,821,000 | 188,203,000 | 196,466,000 | 199,543,000 |
| Total loans | 117,030,000 | 116,386,000 | 120,191,000 | 125,530,000 |
| Allowance for loan losses | 1,218,000 | 1,280,000 | 1,244,000 | 1,240,000 |
| Securities available for sale | 49,694,000 | 60,293,000 | 67,405,000 | 65,226,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,423,000 | 143,605,000 | 154,179,000 | 157,706,000 |
| Interest-bearing deposits | 127,226,000 | 129,761,000 | 139,414,000 | 143,094,000 |
| Noninterest-bearing deposits | 11,197,000 | 13,844,000 | 14,765,000 | 14,612,000 |
| Equity capital | 15,833,000 | 15,788,000 | 15,816,000 | 15,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,680,000 | 5,320,000 | 8,055,000 | 10,793,000 |
| Interest expense | 1,266,000 | 2,435,000 | 3,594,000 | 4,715,000 |
| Net interest income | 1,414,000 | 2,885,000 | 4,461,000 | 6,078,000 |
| Noninterest income | 318,000 | 885,000 | 1,208,000 | 1,455,000 |
| Noninterest expense | 714,000 | 1,591,000 | 2,351,000 | 3,270,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,018,000 | 2,179,000 | 3,318,000 | 4,270,000 |
| Income tax | 51,000 | 109,000 | 166,000 | 211,000 |
| Net income | 967,000 | 2,070,000 | 3,152,000 | 4,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,401,000 | 15,997,000 | 16,571,000 | 16,300,000 |
| Total capital | 16,619,000 | 17,277,000 | 17,815,000 | 17,540,000 |
| Risk-weighted assets | 141,831,000 | 141,499,000 | 145,868,000 | 151,441,000 |