Call reports 2007
MARION COUNTY STATE BANK — 2007
What MARION COUNTY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 176,344,000 | 167,747,000 | 170,148,000 | 179,241,000 |
| Total loans | 104,134,000 | 108,436,000 | 110,329,000 | 113,843,000 |
| Allowance for loan losses | 1,256,000 | 1,254,000 | 1,240,000 | 1,239,000 |
| Securities available for sale | 59,044,000 | 52,322,000 | 53,066,000 | 52,555,000 |
| Securities held to maturity | 3,000 | 3,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,861,000 | 140,235,000 | 133,422,000 | 144,277,000 |
| Interest-bearing deposits | 134,013,000 | 130,211,000 | 121,354,000 | 129,002,000 |
| Noninterest-bearing deposits | 12,848,000 | 10,024,000 | 12,068,000 | 15,275,000 |
| Equity capital | 14,831,000 | 14,098,000 | 15,151,000 | 15,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,567,000 | 5,173,000 | 7,761,000 | 10,389,000 |
| Interest expense | 1,282,000 | 2,581,000 | 3,887,000 | 5,185,000 |
| Net interest income | 1,285,000 | 2,592,000 | 3,874,000 | 5,204,000 |
| Noninterest income | 260,000 | 526,000 | 818,000 | 1,102,000 |
| Noninterest expense | 663,000 | 1,337,000 | 1,994,000 | 2,917,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 771,000 | 1,671,000 | 2,588,000 | 3,279,000 |
| Income tax | 38,000 | 84,000 | 129,000 | 167,000 |
| Net income | 733,000 | 1,587,000 | 2,459,000 | 3,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,788,000 | 14,973,000 | 15,185,000 | 14,931,000 |
| Total capital | 16,044,000 | 16,227,000 | 16,425,000 | 16,170,000 |
| Risk-weighted assets | 123,803,000 | 126,065,000 | 129,790,000 | 134,732,000 |