Call reports 2006
MARION COUNTY STATE BANK — 2006
What MARION COUNTY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 176,624,000 | 172,007,000 | 173,918,000 | 179,371,000 |
| Total loans | 102,169,000 | 100,339,000 | 100,969,000 | 100,522,000 |
| Allowance for loan losses | 1,265,000 | 1,265,000 | 1,265,000 | 1,259,000 |
| Securities available for sale | 59,560,000 | 62,744,000 | 62,458,000 | 59,434,000 |
| Securities held to maturity | 4,000 | 4,000 | 4,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,122,000 | 143,139,000 | 143,482,000 | 149,150,000 |
| Interest-bearing deposits | 139,939,000 | 130,941,000 | 130,818,000 | 136,905,000 |
| Noninterest-bearing deposits | 12,183,000 | 12,198,000 | 12,664,000 | 12,245,000 |
| Equity capital | 13,571,000 | 13,400,000 | 14,420,000 | 14,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,272,000 | 4,639,000 | 7,086,000 | 9,600,000 |
| Interest expense | 967,000 | 2,010,000 | 3,197,000 | 4,462,000 |
| Net interest income | 1,305,000 | 2,629,000 | 3,889,000 | 5,138,000 |
| Noninterest income | 247,000 | 519,000 | 761,000 | 989,000 |
| Noninterest expense | 656,000 | 1,339,000 | 1,961,000 | 2,717,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 733,000 | 1,646,000 | 2,526,000 | 3,247,000 |
| Income tax | 37,000 | 82,000 | 126,000 | 156,000 |
| Net income | 696,000 | 1,564,000 | 2,400,000 | 3,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,637,000 | 14,503,000 | 14,680,000 | 14,713,000 |
| Total capital | 14,902,000 | 15,768,000 | 15,945,000 | 15,972,000 |
| Risk-weighted assets | 120,869,000 | 117,221,000 | 118,473,000 | 118,532,000 |