Call reports 2005
MARION COUNTY STATE BANK — 2005
What MARION COUNTY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 155,168,000 | 151,344,000 | 162,745,000 | 171,419,000 |
| Total loans | 98,074,000 | 100,905,000 | 102,584,000 | 103,343,000 |
| Allowance for loan losses | 931,000 | 929,000 | 1,272,000 | 1,265,000 |
| Securities available for sale | 42,694,000 | 41,500,000 | 51,886,000 | 56,214,000 |
| Securities held to maturity | 7,000 | 6,000 | 6,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,662,000 | 125,660,000 | 136,340,000 | 146,096,000 |
| Interest-bearing deposits | 116,078,000 | 111,681,000 | 124,189,000 | 133,189,000 |
| Noninterest-bearing deposits | 13,584,000 | 13,979,000 | 12,151,000 | 12,907,000 |
| Equity capital | 13,499,000 | 13,989,000 | 14,050,000 | 13,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,766,000 | 3,651,000 | 5,671,000 | 7,838,000 |
| Interest expense | 581,000 | 1,251,000 | 2,039,000 | 2,949,000 |
| Net interest income | 1,185,000 | 2,400,000 | 3,632,000 | 4,889,000 |
| Noninterest income | 228,000 | 440,000 | 780,000 | 1,029,000 |
| Noninterest expense | 560,000 | 1,149,000 | 1,800,000 | 2,591,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 853,000 | 1,695,000 | 2,616,000 | 3,289,000 |
| Income tax | 43,000 | 85,000 | 131,000 | 175,000 |
| Net income | 810,000 | 1,610,000 | 2,485,000 | 3,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,940,000 | 14,135,000 | 14,395,000 | 14,257,000 |
| Total capital | 14,871,000 | 15,064,000 | 15,652,000 | 15,522,000 |
| Risk-weighted assets | 109,986,000 | 108,912,000 | 112,479,000 | 117,352,000 |