Call reports 2004
MARION COUNTY STATE BANK — 2004
What MARION COUNTY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 146,458,000 | 146,963,000 | 148,063,000 | 141,549,000 |
| Total loans | 89,914,000 | 91,152,000 | 95,168,000 | 96,292,000 |
| Allowance for loan losses | 826,000 | 817,000 | 882,000 | 936,000 |
| Securities available for sale | 48,213,000 | 50,284,000 | 40,725,000 | 39,826,000 |
| Securities held to maturity | 8,000 | 8,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,360,000 | 126,741,000 | 126,493,000 | 121,287,000 |
| Interest-bearing deposits | 113,868,000 | 115,604,000 | 114,387,000 | 110,013,000 |
| Noninterest-bearing deposits | 11,492,000 | 11,137,000 | 12,106,000 | 11,274,000 |
| Equity capital | 14,176,000 | 13,518,000 | 14,364,000 | 13,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,296,000 | 5,003,000 | 6,738,000 |
| Interest expense | 550,000 | 1,097,000 | 1,639,000 | 2,179,000 |
| Net interest income | 1,077,000 | 2,199,000 | 3,364,000 | 4,559,000 |
| Noninterest income | 217,000 | 470,000 | 959,000 | 1,170,000 |
| Noninterest expense | 544,000 | 1,098,000 | 1,779,000 | 2,559,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 763,000 | 1,591,000 | 2,567,000 | 3,193,000 |
| Income tax | 38,000 | 79,000 | 128,000 | 154,000 |
| Net income | 725,000 | 1,512,000 | 2,439,000 | 3,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,493,000 | 13,784,000 | 14,225,000 | 13,745,000 |
| Total capital | 14,319,000 | 14,601,000 | 15,107,000 | 14,681,000 |
| Risk-weighted assets | 100,533,000 | 102,081,000 | 105,608,000 | 105,848,000 |