Call reports 2003
MARION COUNTY STATE BANK — 2003
What MARION COUNTY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 138,615,000 | 142,587,000 | 141,587,000 | 147,248,000 |
| Total loans | 82,345,000 | 86,185,000 | 87,540,000 | 87,808,000 |
| Allowance for loan losses | 976,000 | 825,000 | 805,000 | 825,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 48,700,000 | 42,475,000 | 45,077,000 | 51,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,273,000 | 122,066,000 | 121,217,000 | 127,438,000 |
| Interest-bearing deposits | 112,383,000 | 111,430,000 | 110,278,000 | 114,975,000 |
| Noninterest-bearing deposits | 10,890,000 | 10,636,000 | 10,939,000 | 12,463,000 |
| Equity capital | 13,124,000 | 13,058,000 | 13,391,000 | 13,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,691,000 | 3,372,000 | 5,039,000 | 6,672,000 |
| Interest expense | 609,000 | 1,186,000 | 1,751,000 | 2,313,000 |
| Net interest income | 1,082,000 | 2,186,000 | 3,288,000 | 4,359,000 |
| Noninterest income | 300,000 | 596,000 | 896,000 | 1,106,000 |
| Noninterest expense | 517,000 | 1,058,000 | 1,564,000 | 2,170,000 |
| Provision for loan losses | 0 | 400,000 | 410,000 | 440,000 |
| Pretax income | 865,000 | 1,324,000 | 2,210,000 | 2,855,000 |
| Income tax | 43,000 | 71,000 | 116,000 | 141,000 |
| Net income | 822,000 | 1,253,000 | 2,094,000 | 2,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,124,000 | 13,058,000 | 13,391,000 | 13,255,000 |
| Total capital | 14,100,000 | 13,883,000 | 14,196,000 | 14,080,000 |
| Risk-weighted assets | 91,842,000 | 94,689,000 | 96,902,000 | 98,348,000 |