Call reports 2002
MARION COUNTY STATE BANK — 2002
What MARION COUNTY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 146,822,000 | 142,170,000 | 141,971,000 | 142,850,000 |
| Total loans | 82,652,000 | 82,937,000 | 85,759,000 | 81,396,000 |
| Allowance for loan losses | 875,000 | 957,000 | 950,000 | 944,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 46,206,000 | 41,237,000 | 44,782,000 | 50,697,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,537,000 | 127,000,000 | 125,943,000 | 127,400,000 |
| Interest-bearing deposits | 122,610,000 | 116,974,000 | 117,206,000 | 116,315,000 |
| Noninterest-bearing deposits | 8,927,000 | 10,026,000 | 8,737,000 | 11,085,000 |
| Equity capital | 12,460,000 | 12,568,000 | 13,078,000 | 12,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,843,000 | 3,684,000 | 5,551,000 | 7,348,000 |
| Interest expense | 798,000 | 1,608,000 | 2,360,000 | 3,048,000 |
| Net interest income | 1,045,000 | 2,076,000 | 3,191,000 | 4,300,000 |
| Noninterest income | 238,000 | 441,000 | 684,000 | 981,000 |
| Noninterest expense | 554,000 | 1,023,000 | 1,549,000 | 2,186,000 |
| Provision for loan losses | 85,000 | 435,000 | 435,000 | 435,000 |
| Pretax income | 644,000 | 1,059,000 | 1,891,000 | 2,660,000 |
| Income tax | 32,000 | 58,000 | 100,000 | 133,000 |
| Net income | 612,000 | 1,001,000 | 1,791,000 | 2,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,460,000 | 12,568,000 | 13,078,000 | 12,820,000 |
| Total capital | 13,335,000 | 13,525,000 | 14,028,000 | 13,764,000 |
| Risk-weighted assets | 91,173,000 | 91,137,000 | 94,774,000 | 91,892,000 |