Call reports 2001
MARION COUNTY STATE BANK — 2001
What MARION COUNTY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 139,847,000 | 139,648,000 | 145,077,000 | 145,983,000 |
| Total loans | 85,859,000 | 84,417,000 | 83,681,000 | 80,338,000 |
| Allowance for loan losses | 827,000 | 828,000 | 1,827,000 | 791,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,527,000 | 29,286,000 | 34,242,000 | 39,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,392,000 | 123,150,000 | 128,880,000 | 131,036,000 |
| Interest-bearing deposits | 116,011,000 | 114,992,000 | 120,998,000 | 122,022,000 |
| Noninterest-bearing deposits | 8,381,000 | 8,158,000 | 7,882,000 | 9,014,000 |
| Equity capital | 13,007,000 | 13,363,000 | 12,823,000 | 12,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,389,000 | 4,709,000 | 6,916,000 | 8,765,000 |
| Interest expense | 1,280,000 | 2,475,000 | 3,573,000 | 4,528,000 |
| Net interest income | 1,109,000 | 2,234,000 | 3,343,000 | 4,237,000 |
| Noninterest income | 195,000 | 394,000 | 575,000 | 840,000 |
| Noninterest expense | 515,000 | 1,093,000 | 1,593,000 | 2,036,000 |
| Provision for loan losses | 0 | 0 | 1,000,000 | 2,200,000 |
| Pretax income | 789,000 | 1,535,000 | 1,325,000 | 841,000 |
| Income tax | 39,000 | 105,000 | 133,000 | 41,000 |
| Net income | 750,000 | 1,430,000 | 1,192,000 | 800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,007,000 | 13,363,000 | 12,823,000 | 12,128,000 |
| Total capital | 13,834,000 | 14,191,000 | 13,962,000 | 12,919,000 |
| Risk-weighted assets | 89,491,000 | 90,272,000 | 90,364,000 | 88,498,000 |