Call reports 2019
POPLAR GROVE STATE BANK, THE — 2019
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 85,920,000 | 86,089,000 | 86,458,000 | 78,221,000 |
| Total loans | 25,771,000 | 27,338,000 | 25,451,000 | 24,596,000 |
| Allowance for loan losses | 212,000 | 212,000 | 212,000 | 0 |
| Securities available for sale | 48,846,000 | 48,419,000 | 46,183,000 | 36,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,518,000 | 61,984,000 | 61,959,000 | 66,059,000 |
| Interest-bearing deposits | 50,953,000 | 50,845,000 | 50,963,000 | 53,674,000 |
| Noninterest-bearing deposits | 11,565,000 | 11,139,000 | 10,996,000 | 12,385,000 |
| Equity capital | 22,623,000 | 23,286,000 | 23,706,000 | 11,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 748,000 | 1,568,000 | 2,305,000 | 3,035,000 |
| Interest expense | 56,000 | 116,000 | 173,000 | 230,000 |
| Net interest income | 692,000 | 1,452,000 | 2,132,000 | 2,805,000 |
| Noninterest income | 89,000 | 193,000 | 329,000 | 427,000 |
| Noninterest expense | 382,000 | 743,000 | 1,120,000 | 2,096,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 399,000 | 902,000 | 1,341,000 | 1,138,000 |
| Income tax | 0 | 0 | 0 | 7,000 |
| Net income | 399,000 | 902,000 | 1,341,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,107,000 | 22,491,000 | 22,809,000 | 8,080,000 |
| Total capital | 22,319,000 | 22,703,000 | 23,021,000 | 8,080,000 |
| Risk-weighted assets | 38,766,000 | 40,258,000 | 37,616,000 | 34,853,000 |