Call reports 2016
POPLAR GROVE STATE BANK, THE — 2016
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 83,583,000 | 82,944,000 | 81,469,000 | 83,135,000 |
| Total loans | 24,612,000 | 24,719,000 | 24,518,000 | 23,908,000 |
| Allowance for loan losses | 483,000 | 483,000 | 498,000 | 290,000 |
| Securities available for sale | 48,495,000 | 49,509,000 | 49,415,000 | 43,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,134,000 | 60,730,000 | 59,195,000 | 61,742,000 |
| Interest-bearing deposits | 50,376,000 | 50,888,000 | 48,287,000 | 51,459,000 |
| Noninterest-bearing deposits | 11,758,000 | 9,842,000 | 10,908,000 | 10,283,000 |
| Equity capital | 20,344,000 | 21,122,000 | 21,162,000 | 20,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,153,000 | 1,819,000 | 2,475,000 |
| Interest expense | 35,000 | 67,000 | 99,000 | 132,000 |
| Net interest income | 667,000 | 1,086,000 | 1,720,000 | 2,343,000 |
| Noninterest income | 84,000 | 185,000 | 283,000 | 403,000 |
| Noninterest expense | 334,000 | 650,000 | 1,005,000 | 1,537,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 417,000 | 621,000 | 983,000 | 1,197,000 |
| Income tax | 0 | 0 | 0 | 14,000 |
| Net income | 417,000 | 621,000 | 983,000 | 1,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,511,000 | 19,619,000 | 19,885,000 | 19,989,000 |
| Total capital | 19,966,000 | 20,090,000 | 20,362,000 | 20,279,000 |
| Risk-weighted assets | 36,384,000 | 37,729,000 | 38,164,000 | 35,363,000 |