Call reports 2015
POPLAR GROVE STATE BANK, THE — 2015
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 81,904,000 | 81,736,000 | 80,699,000 | 83,017,000 |
| Total loans | 24,673,000 | 25,014,000 | 26,015,000 | 24,857,000 |
| Allowance for loan losses | 483,000 | 483,000 | 483,000 | 483,000 |
| Securities available for sale | 45,527,000 | 46,255,000 | 47,474,000 | 46,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,429,000 | 61,543,000 | 59,988,000 | 62,004,000 |
| Interest-bearing deposits | 50,797,000 | 50,643,000 | 48,813,000 | 50,943,000 |
| Noninterest-bearing deposits | 10,632,000 | 10,900,000 | 11,175,000 | 11,061,000 |
| Equity capital | 19,387,000 | 19,139,000 | 19,643,000 | 19,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 671,000 | 1,352,000 | 2,049,000 | 2,755,000 |
| Interest expense | 40,000 | 78,000 | 115,000 | 151,000 |
| Net interest income | 631,000 | 1,274,000 | 1,934,000 | 2,604,000 |
| Noninterest income | 87,000 | 226,000 | 316,000 | 435,000 |
| Noninterest expense | 334,000 | 719,000 | 1,077,000 | 1,605,000 |
| Provision for loan losses | 17,000 | 17,000 | 17,000 | 17,000 |
| Pretax income | 367,000 | 764,000 | 1,182,000 | 1,443,000 |
| Income tax | 0 | 0 | 0 | 18,000 |
| Net income | 367,000 | 764,000 | 1,182,000 | 1,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,421,000 | 18,722,000 | 19,044,000 | 19,190,000 |
| Total capital | 18,853,000 | 19,166,000 | 19,510,000 | 19,641,000 |
| Risk-weighted assets | 34,526,000 | 35,528,000 | 37,288,000 | 36,056,000 |