Call reports 2014
POPLAR GROVE STATE BANK, THE — 2014
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 80,245,000 | 79,630,000 | 92,794,000 | 82,454,000 |
| Total loans | 24,836,000 | 24,914,000 | 24,570,000 | 24,099,000 |
| Allowance for loan losses | 554,000 | 552,000 | 510,000 | 466,000 |
| Securities available for sale | 42,929,000 | 45,127,000 | 47,198,000 | 44,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,701,000 | 60,339,000 | 72,941,000 | 62,428,000 |
| Interest-bearing deposits | 51,410,000 | 50,235,000 | 61,609,000 | 50,907,000 |
| Noninterest-bearing deposits | 10,291,000 | 10,104,000 | 11,332,000 | 11,521,000 |
| Equity capital | 17,527,000 | 18,287,000 | 18,837,000 | 18,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,347,000 | 2,043,000 | 2,733,000 |
| Interest expense | 45,000 | 90,000 | 132,000 | 175,000 |
| Net interest income | 627,000 | 1,257,000 | 1,911,000 | 2,558,000 |
| Noninterest income | 93,000 | 196,000 | 296,000 | 421,000 |
| Noninterest expense | 318,000 | 670,000 | 989,000 | 1,569,000 |
| Provision for loan losses | 0 | 0 | -42,000 | -42,000 |
| Pretax income | 403,000 | 790,000 | 1,269,000 | 1,448,000 |
| Income tax | 0 | 0 | 0 | 19,000 |
| Net income | 403,000 | 790,000 | 1,269,000 | 1,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,414,000 | 17,705,000 | 18,088,000 | 18,152,000 |
| Total capital | 17,897,000 | 18,190,000 | 18,598,000 | 18,608,000 |
| Risk-weighted assets | 38,550,000 | 38,753,000 | 41,529,000 | 36,494,000 |