Call reports 2013
POPLAR GROVE STATE BANK, THE — 2013
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 78,086,000 | 75,172,000 | 77,060,000 | 77,374,000 |
| Total loans | 27,195,000 | 26,811,000 | 26,506,000 | 25,007,000 |
| Allowance for loan losses | 600,000 | 600,000 | 602,000 | 554,000 |
| Securities available for sale | 38,517,000 | 39,769,000 | 41,529,000 | 41,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,493,000 | 57,451,000 | 58,924,000 | 59,457,000 |
| Interest-bearing deposits | 49,367,000 | 48,665,000 | 48,674,000 | 49,667,000 |
| Noninterest-bearing deposits | 10,126,000 | 8,786,000 | 10,250,000 | 9,790,000 |
| Equity capital | 17,612,000 | 16,752,000 | 17,157,000 | 16,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,352,000 | 2,033,000 | 2,708,000 |
| Interest expense | 50,000 | 99,000 | 148,000 | 196,000 |
| Net interest income | 628,000 | 1,253,000 | 1,885,000 | 2,512,000 |
| Noninterest income | 94,000 | 202,000 | 322,000 | 444,000 |
| Noninterest expense | 337,000 | 696,000 | 1,078,000 | 1,729,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 0 |
| Pretax income | 385,000 | 776,000 | 1,116,000 | 1,235,000 |
| Income tax | 0 | 0 | 0 | 20,000 |
| Net income | 385,000 | 776,000 | 1,116,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,565,000 | 16,860,000 | 17,104,000 | 17,107,000 |
| Total capital | 17,037,000 | 17,324,000 | 17,587,000 | 17,564,000 |
| Risk-weighted assets | 37,636,000 | 36,968,000 | 38,557,000 | 36,458,000 |