Call reports 2012
POPLAR GROVE STATE BANK, THE — 2012
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,304,000 | 80,350,000 | 77,313,000 | 75,006,000 |
| Total loans | 31,251,000 | 31,315,000 | 31,247,000 | 28,628,000 |
| Allowance for loan losses | 515,000 | 581,000 | 570,000 | 604,000 |
| Securities available for sale | 34,170,000 | 36,453,000 | 40,189,000 | 36,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,594,000 | 62,286,000 | 58,919,000 | 56,551,000 |
| Interest-bearing deposits | 49,399,000 | 52,616,000 | 48,938,000 | 47,226,000 |
| Noninterest-bearing deposits | 10,195,000 | 9,670,000 | 9,981,000 | 9,325,000 |
| Equity capital | 16,737,000 | 17,112,000 | 17,435,000 | 17,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,426,000 | 2,152,000 | 2,886,000 |
| Interest expense | 70,000 | 132,000 | 195,000 | 250,000 |
| Net interest income | 641,000 | 1,294,000 | 1,957,000 | 2,636,000 |
| Noninterest income | 91,000 | 206,000 | 297,000 | 398,000 |
| Noninterest expense | 354,000 | 711,000 | 1,028,000 | 1,539,000 |
| Provision for loan losses | 165,000 | 240,000 | 380,000 | 430,000 |
| Pretax income | 213,000 | 549,000 | 846,000 | 1,074,000 |
| Income tax | 0 | 0 | 0 | 20,000 |
| Net income | 213,000 | 549,000 | 846,000 | 1,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,723,000 | 15,963,000 | 16,164,000 | 16,275,000 |
| Total capital | 16,230,000 | 16,478,000 | 16,671,000 | 16,747,000 |
| Risk-weighted assets | 40,705,000 | 41,247,000 | 40,532,000 | 37,654,000 |