Call reports 2011
POPLAR GROVE STATE BANK, THE — 2011
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 76,142,000 | 74,070,000 | 74,868,000 | 74,507,000 |
| Total loans | 33,190,000 | 33,250,000 | 33,469,000 | 32,586,000 |
| Allowance for loan losses | 527,000 | 505,000 | 447,000 | 392,000 |
| Securities available for sale | 33,248,000 | 33,602,000 | 34,524,000 | 32,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,597,000 | 56,991,000 | 57,170,000 | 56,961,000 |
| Interest-bearing deposits | 51,798,000 | 48,926,000 | 48,929,000 | 48,859,000 |
| Noninterest-bearing deposits | 7,799,000 | 8,065,000 | 8,241,000 | 8,102,000 |
| Equity capital | 15,385,000 | 15,924,000 | 16,632,000 | 16,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 748,000 | 1,495,000 | 2,233,000 | 2,989,000 |
| Interest expense | 90,000 | 179,000 | 261,000 | 336,000 |
| Net interest income | 658,000 | 1,316,000 | 1,972,000 | 2,653,000 |
| Noninterest income | 109,000 | 208,000 | 311,000 | 413,000 |
| Noninterest expense | 294,000 | 604,000 | 921,000 | 1,487,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 447,000 |
| Pretax income | 383,000 | 743,000 | 1,099,000 | 1,170,000 |
| Income tax | 0 | 0 | 0 | 15,000 |
| Net income | 383,000 | 743,000 | 1,099,000 | 1,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,121,000 | 15,386,000 | 15,646,000 | 15,605,000 |
| Total capital | 15,648,000 | 15,891,000 | 16,093,000 | 15,997,000 |
| Risk-weighted assets | 43,001,000 | 41,588,000 | 41,845,000 | 41,134,000 |