Call reports 2010
POPLAR GROVE STATE BANK, THE — 2010
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 68,177,000 | 69,191,000 | 75,782,000 | 74,941,000 |
| Total loans | 33,094,000 | 34,171,000 | 32,883,000 | 33,864,000 |
| Allowance for loan losses | 353,000 | 324,000 | 375,000 | 436,000 |
| Securities available for sale | 28,027,000 | 28,353,000 | 31,948,000 | 31,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,896,000 | 52,673,000 | 59,084,000 | 58,901,000 |
| Interest-bearing deposits | 47,108,000 | 46,573,000 | 51,857,000 | 52,075,000 |
| Noninterest-bearing deposits | 5,787,000 | 6,100,000 | 7,227,000 | 6,826,000 |
| Equity capital | 14,718,000 | 14,953,000 | 15,523,000 | 14,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,446,000 | 2,185,000 | 2,948,000 |
| Interest expense | 123,000 | 236,000 | 348,000 | 454,000 |
| Net interest income | 581,000 | 1,210,000 | 1,837,000 | 2,494,000 |
| Noninterest income | 92,000 | 199,000 | 315,000 | 433,000 |
| Noninterest expense | 292,000 | 596,000 | 896,000 | 1,366,000 |
| Provision for loan losses | 70,000 | 240,000 | 330,000 | 420,000 |
| Pretax income | 311,000 | 573,000 | 926,000 | 1,141,000 |
| Income tax | 0 | 0 | 0 | 18,000 |
| Net income | 311,000 | 573,000 | 926,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,311,000 | 14,477,000 | 14,734,000 | 14,835,000 |
| Total capital | 14,664,000 | 14,801,000 | 15,109,000 | 15,271,000 |
| Risk-weighted assets | 42,477,000 | 40,743,000 | 41,799,000 | 42,786,000 |