Call reports 2009
POPLAR GROVE STATE BANK, THE — 2009
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 66,434,000 | 66,035,000 | 71,059,000 | 69,395,000 |
| Total loans | 32,262,000 | 33,529,000 | 34,441,000 | 33,309,000 |
| Allowance for loan losses | 282,000 | 372,000 | 561,000 | 292,000 |
| Securities available for sale | 26,788,000 | 25,176,000 | 25,135,000 | 26,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,040,000 | 51,376,000 | 56,071,000 | 54,273,000 |
| Interest-bearing deposits | 46,320,000 | 45,545,000 | 49,829,000 | 47,179,000 |
| Noninterest-bearing deposits | 5,720,000 | 5,831,000 | 6,242,000 | 7,094,000 |
| Equity capital | 13,802,000 | 14,131,000 | 14,464,000 | 14,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,521,000 | 2,293,000 | 3,059,000 |
| Interest expense | 191,000 | 370,000 | 529,000 | 666,000 |
| Net interest income | 579,000 | 1,151,000 | 1,764,000 | 2,393,000 |
| Noninterest income | 105,000 | 228,000 | 344,000 | 341,000 |
| Noninterest expense | 300,000 | 626,000 | 941,000 | 1,444,000 |
| Provision for loan losses | 30,000 | 120,000 | 210,000 | 300,000 |
| Pretax income | 354,000 | 633,000 | 957,000 | 990,000 |
| Income tax | 0 | 0 | 0 | 11,000 |
| Net income | 354,000 | 633,000 | 957,000 | 979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,760,000 | 13,941,000 | 14,170,000 | 14,096,000 |
| Total capital | 14,042,000 | 14,313,000 | 14,671,000 | 14,388,000 |
| Risk-weighted assets | 37,509,000 | 38,698,000 | 40,169,000 | 41,489,000 |