Call reports 2008
POPLAR GROVE STATE BANK, THE — 2008
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 65,991,000 | 64,418,000 | 67,070,000 | 65,632,000 |
| Total loans | 30,007,000 | 30,864,000 | 33,653,000 | 33,486,000 |
| Allowance for loan losses | 196,000 | 208,000 | 237,000 | 250,000 |
| Securities available for sale | 26,890,000 | 24,066,000 | 26,136,000 | 26,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,037,000 | 50,316,000 | 53,320,000 | 52,119,000 |
| Interest-bearing deposits | 46,015,000 | 44,937,000 | 46,979,000 | 46,295,000 |
| Noninterest-bearing deposits | 6,022,000 | 5,379,000 | 6,341,000 | 5,824,000 |
| Equity capital | 13,302,000 | 13,457,000 | 13,135,000 | 12,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,723,000 | 2,436,000 | 3,255,000 |
| Interest expense | 349,000 | 608,000 | 857,000 | 1,106,000 |
| Net interest income | 538,000 | 1,115,000 | 1,579,000 | 2,149,000 |
| Noninterest income | 89,000 | 184,000 | 281,000 | 366,000 |
| Noninterest expense | 247,000 | 510,000 | 774,000 | 1,280,000 |
| Provision for loan losses | 12,000 | 24,000 | 136,000 | 148,000 |
| Pretax income | 370,000 | 769,000 | 956,000 | 1,091,000 |
| Income tax | 0 | 0 | 0 | 14,000 |
| Net income | 370,000 | 769,000 | 956,000 | 1,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,083,000 | 13,387,000 | 13,478,000 | 13,503,000 |
| Total capital | 13,279,000 | 13,595,000 | 13,715,000 | 13,753,000 |
| Risk-weighted assets | 35,742,000 | 36,086,000 | 38,844,000 | 38,519,000 |