Call reports 2007
POPLAR GROVE STATE BANK, THE — 2007
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 65,056,000 | 63,816,000 | 68,883,000 | 65,452,000 |
| Total loans | 30,307,000 | 28,612,000 | 29,882,000 | 28,661,000 |
| Allowance for loan losses | 307,000 | 308,000 | 310,000 | 179,000 |
| Securities available for sale | 27,638,000 | 26,893,000 | 26,698,000 | 29,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,065,000 | 50,670,000 | 55,290,000 | 51,812,000 |
| Interest-bearing deposits | 46,457,000 | 44,974,000 | 49,522,000 | 46,393,000 |
| Noninterest-bearing deposits | 5,608,000 | 5,696,000 | 5,768,000 | 5,419,000 |
| Equity capital | 12,336,000 | 12,456,000 | 12,852,000 | 12,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 1,894,000 | 2,863,000 | 3,819,000 |
| Interest expense | 435,000 | 860,000 | 1,314,000 | 1,740,000 |
| Net interest income | 519,000 | 1,034,000 | 1,549,000 | 2,079,000 |
| Noninterest income | 77,000 | 178,000 | 279,000 | 369,000 |
| Noninterest expense | 255,000 | 518,000 | 765,000 | 1,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 341,000 | 669,000 | 1,041,000 | 1,182,000 |
| Income tax | 0 | 3,000 | 3,000 | 10,000 |
| Net income | 341,000 | 666,000 | 1,038,000 | 1,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,268,000 | 12,496,000 | 12,771,000 | 12,810,000 |
| Total capital | 12,575,000 | 12,804,000 | 13,081,000 | 12,989,000 |
| Risk-weighted assets | 35,091,000 | 33,905,000 | 36,436,000 | 34,589,000 |