Call reports 2006
POPLAR GROVE STATE BANK, THE — 2006
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 63,063,000 | 63,224,000 | 67,914,000 | 66,601,000 |
| Total loans | 29,893,000 | 32,255,000 | 31,972,000 | 30,181,000 |
| Allowance for loan losses | 301,000 | 303,000 | 305,000 | 306,000 |
| Securities available for sale | 23,915,000 | 21,989,000 | 25,954,000 | 27,426,000 |
| Securities held to maturity | 525,000 | 525,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,020,000 | 51,046,000 | 55,087,000 | 53,749,000 |
| Interest-bearing deposits | 44,193,000 | 44,954,000 | 48,342,000 | 47,333,000 |
| Noninterest-bearing deposits | 6,827,000 | 6,092,000 | 6,745,000 | 6,416,000 |
| Equity capital | 11,502,000 | 11,654,000 | 12,148,000 | 12,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 842,000 | 1,726,000 | 2,743,000 | 3,734,000 |
| Interest expense | 328,000 | 691,000 | 1,125,000 | 1,588,000 |
| Net interest income | 514,000 | 1,035,000 | 1,618,000 | 2,146,000 |
| Noninterest income | 73,000 | 164,000 | 255,000 | 338,000 |
| Noninterest expense | 245,000 | 523,000 | 800,000 | 1,257,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 346,000 | 680,000 | 1,077,000 | 1,229,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 346,000 | 680,000 | 1,077,000 | 1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,433,000 | 11,671,000 | 11,971,000 | 12,022,000 |
| Total capital | 11,734,000 | 11,974,000 | 12,276,000 | 12,328,000 |
| Risk-weighted assets | 34,450,000 | 36,406,000 | 36,878,000 | 35,193,000 |