Call reports 2005
POPLAR GROVE STATE BANK, THE — 2005
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 61,188,000 | 60,033,000 | 62,970,000 | 64,686,000 |
| Total loans | 28,348,000 | 30,787,000 | 29,364,000 | 28,519,000 |
| Allowance for loan losses | 297,000 | 299,000 | 300,000 | 301,000 |
| Securities available for sale | 24,714,000 | 20,563,000 | 20,788,000 | 24,247,000 |
| Securities held to maturity | 525,000 | 525,000 | 525,000 | 525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,697,000 | 48,295,000 | 50,976,000 | 52,722,000 |
| Interest-bearing deposits | 43,333,000 | 41,893,000 | 43,565,000 | 44,938,000 |
| Noninterest-bearing deposits | 6,364,000 | 6,402,000 | 7,411,000 | 7,784,000 |
| Equity capital | 11,010,000 | 11,289,000 | 11,543,000 | 11,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,415,000 | 2,195,000 | 3,024,000 |
| Interest expense | 194,000 | 408,000 | 644,000 | 940,000 |
| Net interest income | 497,000 | 1,007,000 | 1,551,000 | 2,084,000 |
| Noninterest income | 65,000 | 138,000 | 214,000 | 295,000 |
| Noninterest expense | 266,000 | 546,000 | 799,000 | 1,436,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 296,000 | 599,000 | 966,000 | 943,000 |
| Income tax | 0 | 0 | 0 | 11,000 |
| Net income | 296,000 | 599,000 | 966,000 | 932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,798,000 | 11,018,000 | 11,301,000 | 11,182,000 |
| Total capital | 11,095,000 | 11,317,000 | 11,601,000 | 11,483,000 |
| Risk-weighted assets | 32,800,000 | 34,033,000 | 33,844,000 | 33,209,000 |