Call reports 2004
POPLAR GROVE STATE BANK, THE — 2004
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 59,280,000 | 61,157,000 | 64,208,000 | 67,728,000 |
| Total loans | 24,840,000 | 24,467,000 | 26,187,000 | 26,544,000 |
| Allowance for loan losses | 293,000 | 294,000 | 295,000 | 296,000 |
| Securities available for sale | 25,334,000 | 24,246,000 | 24,680,000 | 25,451,000 |
| Securities held to maturity | 525,000 | 525,000 | 525,000 | 525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,105,000 | 50,384,000 | 52,957,000 | 56,281,000 |
| Interest-bearing deposits | 42,867,000 | 45,331,000 | 46,963,000 | 47,992,000 |
| Noninterest-bearing deposits | 5,238,000 | 5,053,000 | 5,994,000 | 8,289,000 |
| Equity capital | 10,731,000 | 10,420,000 | 10,849,000 | 10,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,207,000 | 1,790,000 | 2,501,000 |
| Interest expense | 158,000 | 311,000 | 468,000 | 643,000 |
| Net interest income | 439,000 | 896,000 | 1,322,000 | 1,858,000 |
| Noninterest income | 68,000 | 150,000 | 236,000 | 311,000 |
| Noninterest expense | 248,000 | 511,000 | 762,000 | 1,144,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 259,000 | 532,000 | 790,000 | 1,019,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 259,000 | 532,000 | 790,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,082,000 | 10,270,000 | 10,412,000 | 10,587,000 |
| Total capital | 10,375,000 | 10,564,000 | 10,707,000 | 10,883,000 |
| Risk-weighted assets | 29,578,000 | 29,984,000 | 31,889,000 | 33,917,000 |