Call reports 2003
POPLAR GROVE STATE BANK, THE — 2003
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 54,694,000 | 56,444,000 | 55,964,000 | 58,882,000 |
| Total loans | 23,510,000 | 23,723,000 | 23,740,000 | 24,449,000 |
| Allowance for loan losses | 288,000 | 290,000 | 291,000 | 292,000 |
| Securities available for sale | 22,645,000 | 20,537,000 | 22,685,000 | 25,630,000 |
| Securities held to maturity | 525,000 | 525,000 | 525,000 | 525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,120,000 | 45,475,000 | 45,111,000 | 48,000,000 |
| Interest-bearing deposits | 40,062,000 | 40,531,000 | 41,076,000 | 43,468,000 |
| Noninterest-bearing deposits | 4,058,000 | 4,944,000 | 4,035,000 | 4,532,000 |
| Equity capital | 10,086,000 | 10,478,000 | 10,499,000 | 10,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,273,000 | 1,880,000 | 2,476,000 |
| Interest expense | 215,000 | 396,000 | 561,000 | 729,000 |
| Net interest income | 434,000 | 877,000 | 1,319,000 | 1,747,000 |
| Noninterest income | 70,000 | 147,000 | 234,000 | 300,000 |
| Noninterest expense | 238,000 | 517,000 | 759,000 | 1,185,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 266,000 | 507,000 | 794,000 | 862,000 |
| Income tax | 0 | 0 | 2,000 | -4,000 |
| Net income | 266,000 | 507,000 | 792,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,561,000 | 9,717,000 | 9,917,000 | 9,907,000 |
| Total capital | 9,849,000 | 10,007,000 | 10,208,000 | 10,199,000 |
| Risk-weighted assets | 27,804,000 | 28,333,000 | 28,526,000 | 29,388,000 |