Call reports 2002
POPLAR GROVE STATE BANK, THE — 2002
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,092,000 | 56,981,000 | 54,917,000 | 55,334,000 |
| Total loans | 23,863,000 | 23,987,000 | 24,503,000 | 23,802,000 |
| Allowance for loan losses | 292,000 | 294,000 | 290,000 | 288,000 |
| Securities available for sale | 19,112,000 | 19,779,000 | 20,950,000 | 22,472,000 |
| Securities held to maturity | 525,000 | 525,000 | 525,000 | 525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,389,000 | 47,144,000 | 44,529,000 | 44,691,000 |
| Interest-bearing deposits | 38,331,000 | 42,866,000 | 39,423,000 | 40,342,000 |
| Noninterest-bearing deposits | 4,058,000 | 4,278,000 | 5,106,000 | 4,349,000 |
| Equity capital | 9,277,000 | 9,576,000 | 10,052,000 | 10,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,434,000 | 2,151,000 | 2,844,000 |
| Interest expense | 267,000 | 527,000 | 777,000 | 1,001,000 |
| Net interest income | 460,000 | 907,000 | 1,374,000 | 1,843,000 |
| Noninterest income | 45,000 | 88,000 | 140,000 | 583,000 |
| Noninterest expense | 194,000 | 405,000 | 621,000 | 1,422,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 311,000 | 590,000 | 893,000 | 1,004,000 |
| Income tax | 0 | 5,000 | 8,000 | 13,000 |
| Net income | 311,000 | 585,000 | 885,000 | 991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,952,000 | 9,142,000 | 9,358,000 | 9,380,000 |
| Total capital | 9,244,000 | 9,436,000 | 9,648,000 | 9,668,000 |
| Risk-weighted assets | 27,927,000 | 28,810,000 | 28,657,000 | 27,888,000 |