Call reports 2001
POPLAR GROVE STATE BANK, THE — 2001
What POPLAR GROVE STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 49,654,000 | 48,179,000 | 51,034,000 | 52,896,000 |
| Total loans | 24,753,000 | 25,429,000 | 25,807,000 | 24,490,000 |
| Allowance for loan losses | 181,000 | 311,000 | 290,000 | 290,000 |
| Securities available for sale | 16,847,000 | 18,019,000 | 17,356,000 | 19,201,000 |
| Securities held to maturity | 0 | 0 | 525,000 | 525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,594,000 | 39,109,000 | 41,464,000 | 43,631,000 |
| Interest-bearing deposits | 36,505,000 | 35,420,000 | 37,711,000 | 39,688,000 |
| Noninterest-bearing deposits | 3,089,000 | 3,689,000 | 3,753,000 | 3,943,000 |
| Equity capital | 8,671,000 | 8,684,000 | 9,109,000 | 8,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,643,000 | 2,443,000 | 3,209,000 |
| Interest expense | 466,000 | 878,000 | 1,255,000 | 1,583,000 |
| Net interest income | 375,000 | 765,000 | 1,188,000 | 1,626,000 |
| Noninterest income | 48,000 | 95,000 | 144,000 | 197,000 |
| Noninterest expense | 158,000 | 345,000 | 510,000 | 844,000 |
| Provision for loan losses | 0 | 131,000 | 131,000 | 131,000 |
| Pretax income | 265,000 | 384,000 | 709,000 | 868,000 |
| Income tax | 0 | 5,000 | 5,000 | 16,000 |
| Net income | 265,000 | 379,000 | 704,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,390,000 | 8,420,000 | 8,661,000 | 8,725,000 |
| Total capital | 8,571,000 | 8,731,000 | 8,951,000 | 9,015,000 |
| Risk-weighted assets | 28,064,000 | 28,326,000 | 29,864,000 | 28,167,000 |