Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 29,983,000 | 27,308,000 | 28,155,000 | 28,422,000 |
| Total loans | 14,661,000 | 21,388,000 | 21,297,000 | 18,753,000 |
| Allowance for loan losses | 181,000 | 188,000 | 196,000 | 196,000 |
| Securities available for sale | 370,000 | 363,000 | 682,000 | 740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,803,000 | 24,950,000 | 25,763,000 | 26,048,000 |
| Interest-bearing deposits | 22,093,000 | 17,195,000 | 19,250,000 | 18,825,000 |
| Noninterest-bearing deposits | 5,710,000 | 7,755,000 | 6,513,000 | 7,223,000 |
| Equity capital | 2,159,000 | 2,325,000 | 2,363,000 | 2,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 710,000 | 951,000 | 1,170,000 |
| Interest expense | 15,000 | 27,000 | 39,000 | 49,000 |
| Net interest income | 234,000 | 683,000 | 912,000 | 1,121,000 |
| Noninterest income | 18,000 | 34,000 | 50,000 | 66,000 |
| Noninterest expense | 386,000 | 632,000 | 826,000 | 1,073,000 |
| Provision for loan losses | -104,000 | -95,000 | -87,000 | -87,000 |
| Pretax income | -17,000 | 195,000 | 238,000 | 217,000 |
| Income tax | -15,000 | 25,000 | 34,000 | 29,000 |
| Net income | -2,000 | 170,000 | 204,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,974,000 | 2,186,000 | 2,229,000 | 2,209,000 |
| Total capital | 2,147,000 | 2,360,000 | 2,415,000 | 2,378,000 |
| Risk-weighted assets | 13,794,000 | 13,930,000 | 14,832,000 | 13,487,000 |