Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 29,181,000 | 25,398,000 | 25,706,000 | 27,678,000 |
| Total loans | 15,289,000 | 15,407,000 | 15,418,000 | 15,407,000 |
| Allowance for loan losses | 285,000 | 285,000 | 285,000 | 285,000 |
| Securities available for sale | 2,764,000 | 2,626,000 | 2,631,000 | 372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,494,000 | 22,760,000 | 23,280,000 | 25,488,000 |
| Interest-bearing deposits | 20,582,000 | 16,528,000 | 17,415,000 | 19,347,000 |
| Noninterest-bearing deposits | 5,912,000 | 6,232,000 | 5,865,000 | 6,141,000 |
| Equity capital | 2,637,000 | 2,598,000 | 2,300,000 | 2,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 582,000 | 853,000 | 1,126,000 |
| Interest expense | 14,000 | 30,000 | 45,000 | 62,000 |
| Net interest income | 275,000 | 552,000 | 808,000 | 1,064,000 |
| Noninterest income | 24,000 | 44,000 | 63,000 | 79,000 |
| Noninterest expense | 378,000 | 747,000 | 1,405,000 | 1,859,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -79,000 | -151,000 | -534,000 | -811,000 |
| Income tax | -17,000 | -32,000 | -112,000 | -155,000 |
| Net income | -62,000 | -119,000 | -422,000 | -656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,622,000 | 2,582,000 | 2,284,000 | 1,991,000 |
| Total capital | 2,807,000 | 2,769,000 | 2,475,000 | 2,173,000 |
| Risk-weighted assets | 14,730,000 | 14,862,000 | 15,194,000 | 14,422,000 |