Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 23,835,000 | 23,792,000 | 26,632,000 | 25,793,000 |
| Total loans | 12,477,000 | 13,768,000 | 14,553,000 | 14,033,000 |
| Allowance for loan losses | 246,000 | 243,000 | 284,000 | 284,000 |
| Securities available for sale | 4,523,000 | 4,296,000 | 4,087,000 | 3,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,265,000 | 21,131,000 | 23,872,000 | 23,099,000 |
| Interest-bearing deposits | 11,583,000 | 14,329,000 | 16,517,000 | 15,304,000 |
| Noninterest-bearing deposits | 9,682,000 | 6,802,000 | 7,355,000 | 7,795,000 |
| Equity capital | 2,523,000 | 2,580,000 | 2,637,000 | 2,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 430,000 | 658,000 | 892,000 |
| Interest expense | 5,000 | 10,000 | 15,000 | 21,000 |
| Net interest income | 203,000 | 420,000 | 643,000 | 871,000 |
| Noninterest income | 27,000 | 48,000 | 163,000 | 186,000 |
| Noninterest expense | 199,000 | 404,000 | 636,000 | 841,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 40,000 |
| Pretax income | 31,000 | 64,000 | 130,000 | 176,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 31,000 | 64,000 | 130,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,468,000 | 2,513,000 | 2,570,000 | 2,574,000 |
| Total capital | 2,642,000 | 2,688,000 | 2,755,000 | 2,757,000 |
| Risk-weighted assets | 13,858,000 | 13,902,000 | 14,662,000 | 14,522,000 |